PAPUA NEW GUINEA
KRAIPTECH DEMO |
Solutions & Architecture →
Home Insurance Products (14) Claims Support Branches (POM, Lae, Hagen, Kokopo) About WPI Contact
Home / Insurance Products / Fire & Perils
Business Insurance

Fire & Perils

Essential commercial building, plant, and stock insurance against fire, explosion, storm, earthquake, and defined perils.

Indicative Terms
Indicative from K1,500 / annum
Request a Quote Now →

Product Overview

A fundamental safety net for commercial enterprises in PNG. WPI Fire and Defined Perils covers physical damage to offices, retail premises, workshops, and warehouse stock from fire, lightning, explosion, storm, flood, impact by vehicles, and volcanic/seismic events.

Who It Is For

Small to medium businesses, shopkeepers, service companies, workshops, community churches, and regional trade stores across PNG provinces.

Coverage Highlights

Fire, lightning, subterranean heat, and explosion
Earthquake shock and volcanic eruption in PNG risk zones
Storm, tempest, rainwater, and windstorm damage
Riot, strike, civil commotion, and malicious damage
Impact by road vehicles, animals, and falling aircraft
Bursting or overflowing of water tanks, apparatus, or pipes

Optional Endorsements & Extensions

Business interruption gross profit / loss of rent extension
Removal of debris and firefighting water damage costs
Temporary containment and boarding-up security expenses

Required Information & Documentation Checklist

To expedite underwriting review and prompt proposal terms, preparing the following details is recommended:

  • • Building construction description (walls, roof, security grilles)
  • • Inventory valuation for stock-in-trade and machinery
  • • Details of fire extinguishers and water supply

How the Quote Process Works

A clear 4-step workflow connecting our digital intake layer directly with resident underwriters.

Step 1
Submit Details
Step 2
Underwriter Review
Step 3
Proposal Issued
Step 4
InsuredHQ Bind
Fast Online Intake

Ready to Protect Your Risk?

Complete our interactive intake form and our Port Moresby and regional branch underwriting desks will prepare your quotation.

Start Quote for Fire & Perils
No obligation to purchase
Track progress online 24/7
Local branch underwriting support

Prefer to Speak with Staff?

Contact our underwriting desk or visit our nearest branch in Port Moresby, Lae, Mount Hagen, or Kokopo.

+675 321 4400

KraipTech Operating Layer

Switch Presentation Role

1-Click Live
Current: Guest