PAPUA NEW GUINEA
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Tailored Coverage Lines

Insurance Products for Papua New Guinea

Explore our comprehensive range of commercial, property, marine, and personal insurance solutions engineered to manage risk across Papua New Guinea’s provinces and industries.

Business

Industrial Special Risks (ISR)

Comprehensive multi-peril property damage and business interruption cover tailored for mid-to-large PNG commercial operations.

Target Client

Manufacturing plants, commercial landlords, mining contractors, supply chain warehouses, food processing facilities, and large trading groups with total asset values exceeding K5,000,000.

• Physical loss or destruction of real and personal property
• Business Interruption / Consequential Loss of Gross Profit
• Accidental mechanical breakdown extension
Business

Motor Vehicle — Business & Fleet

Scalable fleet and commercial vehicle coverage engineered for PNG logistics, delivery fleets, transport contractors, and company utilities.

Target Client

Transport operators, courier companies, distribution distributors, trading firms, contractors, and corporate fleets with 2 to 200+ vehicles.

• Comprehensive collision, rollover, and transit damage
• Highlands Highway and remote road transport extensions
• Third party property liability up to K2,500,000
Business

Workers' Compensation

Mandatory statutory cover protecting employers against statutory liability for workplace injuries, death, and occupational illnesses under PNG Law.

Target Client

All registered PNG businesses, non-governmental organisations, statutory bodies, construction contractors, agricultural plantations, and retail enterprises employing staff in PNG.

• Statutory compensation for work-related death or permanent disablement
• Weekly income compensation during temporary total incapacity
• Medical, surgical, hospital, and ambulance expenses within PNG
Business

Public Liability

Protection against third-party bodily injury, property damage, and legal defense costs arising from commercial operations.

Target Client

Contractors, retail stores, professional service offices, hospitality operators, transport yards, logistics depots, and commercial facilities.

• Third party bodily injury compensation and medical costs
• Third party property damage compensation
• Legal defense costs and court approved settlements
Business

Fire & Perils

Essential commercial building, plant, and stock insurance against fire, explosion, storm, earthquake, and defined perils.

Target Client

Small to medium businesses, shopkeepers, service companies, workshops, community churches, and regional trade stores across PNG provinces.

• Fire, lightning, subterranean heat, and explosion
• Earthquake shock and volcanic eruption in PNG risk zones
• Storm, tempest, rainwater, and windstorm damage
Presentation Prototype: Indicative terms and coverage specifications shown for demonstration purposes. Formal policy wordings issued via WPI InsuredHQ administration.
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