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Workers' Compensation

Mandatory statutory cover protecting employers against statutory liability for workplace injuries, death, and occupational illnesses under PNG Law.

Indicative Terms
Payroll Rated (Statutory Tariff Compliant)
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Product Overview

Compliant with the Papua New Guinea Workers' Compensation Act (Chapter 179), WPI Workers' Compensation insurance protects your business against mandatory liability for employee workplace accidents, hospital treatment, rehabilitation, permanent disability, and statutory death benefits.

Who It Is For

All registered PNG businesses, non-governmental organisations, statutory bodies, construction contractors, agricultural plantations, and retail enterprises employing staff in PNG.

Coverage Highlights

Statutory compensation for work-related death or permanent disablement
Weekly income compensation during temporary total incapacity
Medical, surgical, hospital, and ambulance expenses within PNG
Artificial limbs, orthopedic appliances, and vocational rehabilitation
Common law employer liability defense costs and awarded damages
Direct journey injury extension (commuting between home and workplace)

Optional Endorsements & Extensions

Overseas emergency evacuation and offshore hospital transfer
24-Hour non-occupational personal accident endorsement

Required Information & Documentation Checklist

To expedite underwriting review and prompt proposal terms, preparing the following details is recommended:

  • • Annual payroll estimate categorized by occupational risk categories
  • • Business sector and description of typical workplace activities
  • • Occupational Health and Safety (OHS) policy summary
  • • Past 3-year workplace injury claims history

How the Quote Process Works

A clear 4-step workflow connecting our digital intake layer directly with resident underwriters.

Step 1
Submit Details
Step 2
Underwriter Review
Step 3
Proposal Issued
Step 4
InsuredHQ Bind
Fast Online Intake

Ready to Protect Your Risk?

Complete our interactive intake form and our Port Moresby and regional branch underwriting desks will prepare your quotation.

Start Quote for Workers' Compensation
No obligation to purchase
Track progress online 24/7
Local branch underwriting support

Prefer to Speak with Staff?

Contact our underwriting desk or visit our nearest branch in Port Moresby, Lae, Mount Hagen, or Kokopo.

+675 321 4400

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