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Business Insurance

Public Liability

Protection against third-party bodily injury, property damage, and legal defense costs arising from commercial operations.

Indicative Terms
Limits from K1M to K20M available
Request a Quote Now →

Product Overview

Operating a business in PNG involves physical interactions with clients, vendors, and the general public. WPI Public & Products Liability insurance safeguards your balance sheet from third-party lawsuits alleging accidental bodily injury or property damage caused by your activities or supplied goods.

Who It Is For

Contractors, retail stores, professional service offices, hospitality operators, transport yards, logistics depots, and commercial facilities.

Coverage Highlights

Third party bodily injury compensation and medical costs
Third party property damage compensation
Legal defense costs and court approved settlements
Product liability for goods sold, supplied, or repaired in PNG
Tenant liability for leased commercial premises
First aid and emergency assistance delivery liability

Optional Endorsements & Extensions

Care, custody, and control extension for customer goods
Sudden and accidental pollution legal liability
Cross-liability clause for multi-entity joint ventures

Required Information & Documentation Checklist

To expedite underwriting review and prompt proposal terms, preparing the following details is recommended:

  • • Annual turnover estimate and staff headcount
  • • Description of business premises and operational activities
  • • Standard customer contracts and indemnity provisions

How the Quote Process Works

A clear 4-step workflow connecting our digital intake layer directly with resident underwriters.

Step 1
Submit Details
Step 2
Underwriter Review
Step 3
Proposal Issued
Step 4
InsuredHQ Bind
Fast Online Intake

Ready to Protect Your Risk?

Complete our interactive intake form and our Port Moresby and regional branch underwriting desks will prepare your quotation.

Start Quote for Public Liability
No obligation to purchase
Track progress online 24/7
Local branch underwriting support

Prefer to Speak with Staff?

Contact our underwriting desk or visit our nearest branch in Port Moresby, Lae, Mount Hagen, or Kokopo.

+675 321 4400

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