PAPUA NEW GUINEA
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Personal Insurance

Houseowners (Building)

Essential structural protection for residential properties against fire, storm, earthquake, explosion, and natural disasters.

Indicative Terms
Indicative from K1,850 / annum
Request a Quote Now →

Product Overview

Your residential property is one of your greatest investments. WPI Houseowners Insurance protects the physical structure of your home, including garages, retaining walls, swimming pools, boundary fences, and underground services against catastrophic events and accidental physical damage.

Who It Is For

Homeowners, property investors, residential landlords, and mortgage holders throughout Papua New Guinea towns and suburban centers.

Coverage Highlights

Fire, lightning, explosion, and smoke destruction
Earthquake, tsunami, and subterranean tremors common in PNG
Storm, rainwater, tempest, and tropical cyclone damage
Impact by falling trees, antennas, or road vehicles
Alternative accommodation expenses while repairs are undertaken
Property owner public liability up to K1,000,000

Optional Endorsements & Extensions

Solar panel and backup inverter system endorsement
Water borehole and pumping station coverage
Landlord loss of rent protection

Required Information & Documentation Checklist

To expedite underwriting review and prompt proposal terms, preparing the following details is recommended:

  • • Title deed / land lease or allotment documentation
  • • Certified replacement valuation or recent building appraisal
  • • Details of construction type (timber, brick, steel frames, roofing)
  • • Security measures (fencing, grilles, security guards/alarms)

How the Quote Process Works

A clear 4-step workflow connecting our digital intake layer directly with resident underwriters.

Step 1
Submit Details
Step 2
Underwriter Review
Step 3
Proposal Issued
Step 4
InsuredHQ Bind
Fast Online Intake

Ready to Protect Your Risk?

Complete our interactive intake form and our Port Moresby and regional branch underwriting desks will prepare your quotation.

Start Quote for Houseowners (Building)
No obligation to purchase
Track progress online 24/7
Local branch underwriting support

Prefer to Speak with Staff?

Contact our underwriting desk or visit our nearest branch in Port Moresby, Lae, Mount Hagen, or Kokopo.

+675 321 4400

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