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Personal Insurance

Motor Vehicle — Private

Comprehensive, Third Party Property, and Fire & Theft cover for individual and family vehicles navigating PNG urban and highway roads.

Indicative Terms
Indicative from K1,450 / annum
Request a Quote Now →

Product Overview

WPI Private Motor Insurance delivers peace of mind across Papua New Guinea roads. Our comprehensive policies protect your vehicle against collision, rollover, accidental damage, theft, malicious acts, and third party property liability, supported by emergency roadside assistance in Port Moresby, Lae, and Mount Hagen.

Who It Is For

Individual vehicle owners, families, and professionals owning sedans, SUVs, station wagons, and 4WD utility vehicles registered in Papua New Guinea.

Coverage Highlights

Accidental damage, collision, and rollover
Theft, hijack, and attempted theft cover
Fire, lightning, storm, and flood damage
Third-party property damage liability up to K1,000,000
Windscreen and window glass repair with zero excess option
Emergency towing and storage within 50km of authorized centers

Optional Endorsements & Extensions

Rental vehicle reimbursement during authorized repairs
Off-road track and rough highway accessory protection (bullbar/winch)
Driver and passenger personal accident compensation up to K50,000

Required Information & Documentation Checklist

To expedite underwriting review and prompt proposal terms, preparing the following details is recommended:

  • • Valid PNG Motor Vehicle Insurance Limited (MVIL) registration paper
  • • Current Motor Vehicle safety inspection certificate
  • • Driver license copy of primary and secondary drivers
  • • Recent vehicle photographs (front, sides, rear, engine compartment)

How the Quote Process Works

A clear 4-step workflow connecting our digital intake layer directly with resident underwriters.

Step 1
Submit Details
Step 2
Underwriter Review
Step 3
Proposal Issued
Step 4
InsuredHQ Bind
Fast Online Intake

Ready to Protect Your Risk?

Complete our interactive intake form and our Port Moresby and regional branch underwriting desks will prepare your quotation.

Start Quote for Motor Vehicle — Private
No obligation to purchase
Track progress online 24/7
Local branch underwriting support

Prefer to Speak with Staff?

Contact our underwriting desk or visit our nearest branch in Port Moresby, Lae, Mount Hagen, or Kokopo.

+675 321 4400

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