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Personal Insurance

Personal Accident

Lump sum compensation for death, permanent disability, and medical expenses resulting from unforeseen accidents 24/7.

Indicative Terms
Indicative from K350 / annum
Request a Quote Now →

Product Overview

WPI Personal Accident cover provides direct financial protection to you and your family in the event of an accidental death or disabling injury. Benefits are paid directly to you or your designated beneficiaries regardless of any other insurance policies held.

Who It Is For

Individuals, self-employed contractors, sports club members, and corporate groups looking to provide enhanced staff welfare benefits.

Coverage Highlights

Accidental death lump-sum compensation
Permanent total and partial disablement scales (loss of limbs/sight)
Temporary total disablement weekly income allowance up to 104 weeks
Accidental medical reimbursement and emergency dental treatment
Trauma counseling and hospital convalescence benefits

Optional Endorsements & Extensions

Amateur sports participation coverage
Motorcycling and off-road activities extension
Funeral grant fast disbursement within 48 hours

Required Information & Documentation Checklist

To expedite underwriting review and prompt proposal terms, preparing the following details is recommended:

  • • Proposal form detailing occupation and daily physical duties
  • • Beneficiary nomination details
  • • Pre-existing physical impairment declarations

How the Quote Process Works

A clear 4-step workflow connecting our digital intake layer directly with resident underwriters.

Step 1
Submit Details
Step 2
Underwriter Review
Step 3
Proposal Issued
Step 4
InsuredHQ Bind
Fast Online Intake

Ready to Protect Your Risk?

Complete our interactive intake form and our Port Moresby and regional branch underwriting desks will prepare your quotation.

Start Quote for Personal Accident
No obligation to purchase
Track progress online 24/7
Local branch underwriting support

Prefer to Speak with Staff?

Contact our underwriting desk or visit our nearest branch in Port Moresby, Lae, Mount Hagen, or Kokopo.

+675 321 4400

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