PAPUA NEW GUINEA
KRAIPTECH DEMO |
Solutions & Architecture →
Home Insurance Products (14) Claims Support Branches (POM, Lae, Hagen, Kokopo) About WPI Contact
PAPUA NEW GUINEA • LICENSED GENERAL INSURER

Insurance protection for what matters most.

Western Pacific Insurance (WPI) delivers dependable general insurance solutions for Papua New Guinea’s commercial enterprises, infrastructure, and families, supported by resident underwriting expertise and dedicated nationwide claims service.

Licensed PNG Insurer
4 National Branches
24/7 Digital Intake
Treaty Reinsurance
Online Intake

Request an Insurance Quote

Active Desk
Have an existing quote reference? Track Reference →
Product Catalog

Insurance for individuals, families and businesses

Explore WPI’s complete range of licensed general insurance products, designed for the risks and regulatory requirements of Papua New Guinea.

Business

Industrial Special Risks (ISR)

Comprehensive multi-peril property damage and business interruption cover tailored for mid-to-large PNG commercial operations.

• Physical loss or destruction of real and personal property
• Business Interruption / Consequential Loss of Gross Profit
Personal

Motor Vehicle — Private

Comprehensive, Third Party Property, and Fire & Theft cover for individual and family vehicles navigating PNG urban and highway roads.

• Accidental damage, collision, and rollover
• Theft, hijack, and attempted theft cover
Business

Motor Vehicle — Business & Fleet

Scalable fleet and commercial vehicle coverage engineered for PNG logistics, delivery fleets, transport contractors, and company utilities.

• Comprehensive collision, rollover, and transit damage
• Highlands Highway and remote road transport extensions
Personal

Houseowners (Building)

Essential structural protection for residential properties against fire, storm, earthquake, explosion, and natural disasters.

• Fire, lightning, explosion, and smoke destruction
• Earthquake, tsunami, and subterranean tremors common in PNG
Personal

Householders (Contents)

Comprehensive protection for domestic furniture, electronics, clothing, appliances, and valuables inside your residence.

• Burglary and theft involving forcible and violent entry
• Fire, smoke, lightning, and electrical power surge damage
Business

Workers' Compensation

Mandatory statutory cover protecting employers against statutory liability for workplace injuries, death, and occupational illnesses under PNG Law.

• Statutory compensation for work-related death or permanent disablement
• Weekly income compensation during temporary total incapacity
Business

Public Liability

Protection against third-party bodily injury, property damage, and legal defense costs arising from commercial operations.

• Third party bodily injury compensation and medical costs
• Third party property damage compensation
Specialty

Medical and Repatriation

Comprehensive medical expense, emergency air ambulance evacuation, and repatriation cover across PNG and Asia-Pacific facilities.

• Inpatient hospitalization, surgery, and specialist consultations
• 24/7 Dedicated emergency medical air ambulance evacuation to Cairns, Brisbane, or Singapore
Marine & Transit

Marine Transit / Cargo

Protecting raw commodities, imports, exports, and domestic coastal and Highlands freight against loss, piracy, and transit perils.

• Institute Cargo Clauses (A) All Risks coverage
• Coastal and inter-island sea transit between all PNG ports
Marine & Transit

Marine Hull

Physical damage, machinery breakdown, and salvage cover for commercial tugs, barges, landing craft, and fishing vessels in PNG waters.

• Total and constructive total loss of the vessel
• Partial damage repairs following marine perils, grounding, or collision
Personal

Personal Accident

Lump sum compensation for death, permanent disability, and medical expenses resulting from unforeseen accidents 24/7.

• Accidental death lump-sum compensation
• Permanent total and partial disablement scales (loss of limbs/sight)
Marine & Transit

Pleasure Craft

Tailored protection for private runabouts, sports fishing boats, catamarans, and speedboats exploring PNG islands and reefs.

• Accidental loss, hull impact, submerging, and capsize
• Theft of boat, outboard motors, or navigation gear
Business

Fire & Perils

Essential commercial building, plant, and stock insurance against fire, explosion, storm, earthquake, and defined perils.

• Fire, lightning, subterranean heat, and explosion
• Earthquake shock and volcanic eruption in PNG risk zones
Personal

Travel Insurance (Domestic & International)

Comprehensive journey protection for international business, leisure trips, and domestic Air Niugini / PNG Air regional flights.

• Emergency medical treatment overseas up to K2,000,000
• Air ambulance medical repatriation
Why WPI

An established insurance partner in Papua New Guinea

Underwriting in PNG requires deep local experience, accessible branch representation, and dedicated claims resolution.

PNG-Owned Insurer

Deeply committed to the economic stability and growth of Papua New Guinea, providing licensed general insurance solutions under local regulatory standards.

Local Branch Presence

Physical service branches in Port Moresby, Lae, Mount Hagen, and Kokopo ensure policyholders receive prompt face-to-face assistance.

Professional Insurance Expertise

Senior underwriting and risk advisory personnel who understand complex industrial, commercial, and provincial exposures throughout the country.

Dedicated Customer Support

Direct access to branch customer service teams and digital self-service tools for policy inquiries, renewals, and quote status.

Responsive Claims Assistance

Local claims assessors and loss adjusters focused on pragmatic investigation, prompt settlement, and transparent communication.

Business & Asset Protection

Custom policies protecting multi-million Kina industrial risks, transport logistics, heavy equipment, and commercial properties.

Commercial Solutions

Insurance engineered for PNG businesses

Protecting industrial facilities, commercial fleets, maritime logistics, and statutory employee liabilities across PNG.

Corporate Solutions & Technology →

Industrial Special Risks (ISR)

High-value property damage and business interruption cover for manufacturing, commercial buildings, and mining support facilities.

Sum Insured: K5M+ Learn More →

Motor Vehicle — Business & Fleet

Comprehensive and third-party protection for commercial vehicle fleets, Highlands Highway haulage, and company transport.

Fleets 2 - 200+ units Learn More →

Workers' Compensation

Statutory employer liability compliance adhering to the PNG Workers' Compensation Act (Chapter 179) for employee injury and medical care.

PNG Statutory Tariff Learn More →

Public Liability

Shielding your balance sheet against third-party bodily injury, property damage claims, and associated legal defense costs.

Limits K1M to K20M Learn More →

Marine Cargo & Hull

Protection for international imports, coastal sea freight, domestic road corridors, tugs, barges, and commercial watercraft.

Transit & Vessel Hull Learn More →

Fire & Defined Perils

Essential structural and stock cover against fire, lightning, explosion, storm, and seismic disturbances for commercial premises.

Commercial Properties Learn More →
Simple & Clear

How our quote process works

A streamlined, transparent quotation workflow designed for speed, clarity, and precision.

1

Tell us what you need

Select your preferred insurance line and specify your basic coverage parameters and risk location.

2

Submit your details

Provide asset values, contact information, and any supporting documentation through our secure online portal.

3

WPI reviews your request

Our resident underwriting team in Port Moresby or your local branch evaluates risk specifics and applies compliant tariffs.

4

Receive your quote

Receive a formal quotation schedule complete with deductible terms, endorsements, and easy binding instructions.

First Notice of Loss (FNOL)

Need to make a claim?

We know that when accidents or loss events occur, responsive support is paramount. Lodge your claim online 24/7 or check the real-time assessment status of an existing claim.

Emergency & Claims Hotline
Head Office Claims Desk +675 321 4410
Emergency Roadside (Port Moresby / Lae) +675 7999 4400
Email Notification claims@wpi.com.pg
National Presence

Our Branch Network

Physical presence in Papua New Guinea's key commercial hubs with resident underwriting and claims personnel.

View All Branch Locations →
POM National Capital District

Port Moresby Head Office

Level 3, Pacific MMI Building, Champion Parade, Downtown, Port Moresby

+675 321 4400
pom.desk@wpi.com.pg
LAE Morobe Province

Lae Commercial & Industrial Branch

Suite 2B, Huon Gulf Tower, 4th Street, Top Town, Lae

+675 472 8820
lae.desk@wpi.com.pg
HAG Western Highlands Province

Mount Hagen Highlands Hub

Ground Floor, Kimininga Commercial Complex, Kum Road, Mount Hagen

+675 542 1900
hagen.desk@wpi.com.pg
KOK East New Britain Province

Kokopo Islands Regional Branch

Williams Building, Commercial Zone 4, Kokopo

+675 982 7110
kokopo.desk@wpi.com.pg

Ready to protect what matters?

Connect with WPI underwriters today for tailored coverage terms, transparent policy wordings, and responsive Papua New Guinea service.

KraipTech Operating Layer

Switch Presentation Role

1-Click Live
Current: Guest